• Groups with 50 covered employees.

• Specific deductibles beginning at $20,000.

• Retirees under age 65 can comprise up to 15% of the group.

• Minimum 75% employee participation (excludes waiver cards).

• Excluded groups: MEWAS’s, Trade and Fraternal Associations, Employee Leasing Firms and Indian Tribes.

• For groups who offer HMO options, at least 50% of the employees must be enrolled in the self funded program.

Available options:

• Aggregate coverage.

• Monthly aggregate accommodation.

• Specific advance funding.

• Aggregating specific deductibles.

• Variety of contract options are available (24/12 with no change in administrators).

• Specific lifetime maximums up to $5 million.